APIs for
Autonomous Agents

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Four structural incompatibilities
with autonomous agents.

Contemporary API infrastructure was designed for human-operated systems. As AI agents increasingly execute autonomous, complex goals requiring real-time external data, four structural blockers emerge.

/01

Human-Gated Authentication

Platforms require credit cards, KYC verification, and manual account creation. Autonomous agents cannot satisfy these requirements without human delegation.

/02

API Key Lifecycle Overhead

Managing, rotating, and securing centralized API keys introduces human oversight dependencies and systemic security exposure via key leakage.

/03

Micropayment Floor Incompatibility

Credit card transaction floors make sub-cent pricing economically unviable, forcing agents into monthly subscriptions for data they may require once per session.

/04

Centralized Platform Extraction

Aggregator platforms retain 20–30% of provider revenue, impose settlement delays of 7–30 days, and create single points of failure for data access infrastructure.

Technical Approach

Payment-as-
authentication.
A five-step
protocol.

The approach replaces credential-based authentication with payment proof across three distinct system components, requiring zero human interaction end-to-end.

01

Registry Discovery

The agent queries the on-chain APIRegistry contract on Morph L2 to resolve an endpoint URL and its USDC price per call. No off-chain directory, no account required.

02

Challenge Initiation

The agent issues an unsigned GET request. Provider middleware intercepts it and returns HTTP 402 Payment Required — containing the endpoint ID, required USDC amount, facilitator contract address, chain ID, and instructions.

03

Autonomous Payment Authorization

The agent constructs and signs an EIP-3009 USDC transferWithAuthorization using its private key. A unique nonce and short-expiry deadline prevent replay attacks. The signed payload is attached to the X-Payment header.

04

On-chain Settlement Verification

Provider middleware calls X402Facilitator.settle() on Morph L2. The contract verifies the EIP-712 signature, enforces nonce uniqueness, validates the deadline, and executes the USDC transfer — 99% to the provider, 1% to the protocol treasury.

05

Data Release

Upon confirmed on-chain settlement, provider middleware releases the API response with HTTP 200 OK. The agent receives the data. The entire cycle — discovery to data receipt — requires zero human interaction.

Unit Economics

Numbers that scale.

99%

Provider take-home rate

vs 70–80% on Web2

$0.00

Minimum viable unit price

enabled by L2 scaling

<1s

Settlement time

vs 7–30 days on Stripe

$100K

Daily protocol revenue

at 50K active agents

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